I wanted to share this wonderful e-mail I received from my last client who purchased a downtown condo:

“Dina-Thanks so much for ALL your help during this process.  I know I haven’t always been available, nor on top of everything, but you did an amazing job helping everything move forward and according to plan.  Also, your knowledge and relationships of the downtown market were critical to me getting first look at this unit, which is likely the only reason I was able to get it.  Without you I’m sure it would’ve sold on the open market way before I knew about it.

In addition to being an awesome realtor, you’ve been a great friend to work with and bounce ideas off of.  Sometimes it takes me some time to make a decision, and you were very patient with me, and your help is much appreciated.

If there’s ever anything you need from me I’ll be there.”

As a seller, you usually have a price in mind for what you NEED or WANT to get for your home. It is an emotional attachment that you have and many times also an amount you need to pay off your mortgage. Sometimes the seller(s) have spent various amounts of money on improvements, etc.

My job is to also show the seller(s) what is reasonable based on the market and also based on what their home will appraise for. The timeline that appraisers use is 90 days. They are looking at similar sales in the past 90 days. They will consider pending sales as well however, those that have sold will hold the most impact on value. If you have had improvements done to your home, make sure to SAVE any documentation you have so that you can give this to your Realtor to present to the appraiser. Appraisers go by the numbers and, they need concrete proof of anything to count it in the value.

Remember, anyone obtaining a loan to buy your home (which is most home buyers in the current market unless they are investors) will need to have the home appraise at or above the contract sales price in order to obtain the loan. This is true no matter how much they are putting down.

If you need a free Comparative Market Analysis to see what your home is worth, contact me and I will be happy to help.

I sometimes see people not getting the top quality service they should from a Realtor. This makes me think that no one told them what a good Realtor should do for them. I always go above and beyond for my clients. I am there for them 24/7. That is just one of the things a good Realtor should do for you. Check out my list below for some other things:

• They should always be in communication with you via e-mail, text, phone…whatever your best mode of communication is.
• They should always get back to you promptly.
• They should LISTEN to you and your wants and needs.
• They should keep in communication with the listing or buyer(s) Realtor to make sure that the transaction goes smoothly for you.
• They should give you regular updates on what is going on with the progress of your transaction.
• They should advise you based on their expertise and what is in your best interest.
• They should be keeping up to date with the latest trends in Real Estate and what the market is doing.

Did you know you can purchase a home with an FHA loan for only $100 down?

Check out this website for more information on FHA loans.

Requirements for $100 down loan

There is also a special USDA loan that requires $0 down!

Check this out.

Rates are at a historic low and it has never been a better time to buy.